概要

I am a resourceful Area Operational Risk Officer with hands-on experience overseeing and implementing strategies and plans to control, and manage operational risk and leading reporting activities as per guideline across banking operationI am instrumental in supporting branches and departments reporting operating risk, potential losses events and internal compliance failure and conduct investigation if require. Coordinates business unit to conduct risk assessments by follow banking policies. Known for developing implementing, and maintaining operational risk management strategies, limits, operational excellence, policy & procedure as a part of overall risk policy and framework to mitigate/ minimize losses.Have accomplished Executive Diploma in Islamic Banking and Finance as well as multiple certifications including Anti Money Laundering Professional, Credit Risk Management, Fundamentals of Digital Marketing, E-Learning Course on Secured Transactions, Collateral Registries and Movable Asset Based Financing, Oracle Business Intelligence, Fundamentals of Credit Reporting, Agriculture Sector Risk Assessment, Understanding Risk, Financial Risk Management Products, and Excel Crash Course - Spreadsheet Formulas for Finance.Key Skills Assessment:

  • Ability to identify, measure, monitor, and propose strategies and solutions to mitigate operational risk; support principal risk owners and principal risk coordinators in identifying key risk indicators in business units and processes.
  • Assists business unit to input mitigation strategies, consolidates risks register and report on the progress of mitigation implementation. Performs branch visits around the different branches to coordinate annual risk refreshment training.
  • Ability to drive branches and departments in development and management of Business Continuity Plan, raises awareness of critical issues for all staff/LO’s under assigned area.

项目

Oracle Flexcube

工作经历

公司标识
AM-Area Operational Risk Officer
U Microfinance Bank Limited.
Sep 2020 - 代表 | Rahimyar Khan, Pakistan

Exercised hands-on approach to develop, implement, and maintain operational risk management strategies, limits, operational excellence, policy & procedure as a part of overall risk policy and framework to mitigate/ minimize losses.

Identify, measure, monitor, and propose strategies and solutions to mitigate operational risk; facilitate principal risk owners and principal risk coordinators in identifying key risk indicators in business units and processes.
Execute and control operational risk assessment of branches and business units; monitor the implementation of action plans to address medium and high key risks on the risk and control self-assessments/ risk catalog.
Ensure Adequacy and timelines of Daily / Weekly / Monthly Reports / Data to Head Office as per schedule guidelines

公司标识
Area Operational risk officer
U MICROFINANCE BANK LIMITED
Sep 2020 - Apr 2024 | Rahimyar Khan, Pakistan

Identify, measure, monitor, and propose strategies and solutions to mitigate operational risk; facilitate principal
risk owners and principal risk coordinators in identifying key risk indicators in business units and processes.

Execute and control operational risk assessment of branches and business units; monitor the implementation of
action plans to address medium and high key risks on the risk and control self-assessments/ risk catalog.

Ensure Adequacy and timelines of Daily / Weekly / Monthly Reports / Data to Head Office as per schedule guideline

公司标识
Relationship Manager Asset
The First MicroFinanceBank Ltd.
Sep 2017 - Sep 2020 | Karachi, Pakistan

divpemspan lang="EN-GB"Supported Branch Manager in managing the asset sales team, assigned Zone to LOs and periodically switch the zones amongst them, and conducted weekly meetings to review each LO’s performance./span/em/p
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lispan lang="EN-GB"Reviewed loan files and participated in the BCC of loan files as per policy, checked MIS for data authentication./span/li
liAuthorized general transactions, managed deposit mobilizer, also used TMS & AML system./li
liLed Daily Correspondence with AO and HO and handled all issues of the branch in the absence of branch manager./li
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 /div

公司标识
Relationship Officer
THE FIRST MICROFINANCE BANK LIMITED
Jul 2014 - Sep 2017 | Karachi, Pakistan

divul
lispan lang="EN-GB"Organized and led meeting plane, also accomplished targets of credit products. (Loan Size 150K to 500K)/span/li
lispan lang="EN-GB"Maintained NPL level also ensured Mortgage documentation verification (Property, Pg, Gold & TDR)/span/li
/ul/div

学历

Institute of Business and professional
证书, ‎
Power BI
Incomplete
2022
Institute Of Financial Markets Pakistan
证书, Certified Anti Money Laundering Professional‎
AML/CFT
Completed
2022
The Institute of Bankers Pakistan Karachi-Pakistan
证书, ‎
Credit Risk Management
Completed
2021
Corporate Finance Institute Vancouver Canada
证书, ‎
Excel Crash Course
Completed
2020
Alhuda center of islamic banking anf finance
大专, Post Graduate Diploma In Islamic Banking and Economics‎
Islamic Banking and Finance
Completed
2020
World Bank Group
证书, ‎
Fundamentak Of Credit Reporting, Advances In Financial Sector Analysis And Policy
Completed
2019
World Bank Group
证书, ‎
Advances In Financial Sector Analysis And Policy
Completed
2019
Google Digital Garage & IAB Europe
证书, ‎
The Fundamentals Of Digital Marketing
Completed
2019
Shah Abdul latif University khairpur
学士, 贸易学士, ‎
Accounting & Finance
等级 B
2010

技能

中级 Accounts / Manager
中级 Administration / management
中级 Alternative Risk
中级 Analytical
熟练 Analytical Skills
熟练 Auditing Skills
初学者 Branch Banking
初学者 Branch Operations Management
初学者 Change-Focused Leadership
中级 Collaborative Leadership
熟练 Credit Assessment
熟练 Data Comparison
熟练 Data Extraction
熟练 Data Research
熟练 Database
熟练 Financial and Budgeting Skills
中级 Fraud and Compliance Risk Management
中级 Fraud Risk Assessments
熟练 HFO Operations Handling
熟练 Independent Compliance Reviews and Audit
初学者 Interpersonal Skills
熟练 Leadership Skills
中级 Operational Risk Management
熟练 Outstanding Time Management
熟练 Result Oriented
熟练 Risk Assesment
熟练 Risk Assessment
熟练 Risk Compliance Management
熟练 Risk Management and Planning
熟练 Security Principles
中级 Strategic Planning & Analysis
熟练 Talent Management
中级 Technical Writing
熟练 Training, Motivating & Teambuilding
熟练 Written And Communication Skills

语言

熟练 旁遮普语
熟练 信德语
熟练 乌尔都语
熟练 英语